Comprehensive Car insurance

Driving of other cars

Make life easier with OUTsurance's optional extra, comprehensive driving of other cars. Never be stuck for a car again with OUTsurance comprehensive driving of other cars.  You must have comprehensive insurance to add this optional extra to your policy schedule.

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What’s included with comprehensive driving of other cars?

Ever been stuck in a situation where you need to drive another’s car, but you are not insured?

OUTsurance’s optional extra, Comprehensive Driving of Other Cars, has you covered. We will cover you when driving another car.

This includes loss or damage as well as third-party liability. 

This benefit is available for private cars, subject to the following conditions:

  • The other vehicle is roadworthy and has a valid NCT test certificate if required by law.
  • You do not regularly use or drive the vehicle.
  • The car does not belong to you or your spouse, partner or household members.
  • The loss or damage happens in the Republic of Ireland.
  • The market value of the other vehicle cannot exceed €50,000.
Overview
Have a look at our other optional extras

We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.

Have a look at our other optional extras

We get that sometimes you might need a bit more cover to suit your situation. This is why, on top of our standard car insurance policies, we offer a wide range of optional covers.

Frequently asked car insurance questions

Can I drive any other person's car with OUTsurance’s comprehensive driving of other cars?

You can drive other people's cars with the exception of vehicles belonging to you or your spouse, partner or any household member(s).

What is the OUTbonus?

The OUTbonus is our pioneering cash bonus that rewards loyal customers who don’t need to claim. After three consecutive claim-free years, we will give you 10% of your paid insurance premiums back in cash (excluding levies and stamp duties). Read more on the OUTbonus here.

Am I covered to drive abroad with OUTsurance’s comprehensive driving of other cars?

When driving outside of the Republic of Ireland, you will not be covered by comprehensive driving of other cars.

What are the payment options available for car insurance with OUTsurance?Do women get better car insurance?

OUTsurance offers you flexibility in how you pay for your insurance.

Pay in full:
Some people like to pay in full and know they have their cover sorted for the year.

Monthly:
With our monthly option, we make it easy for you to pay your insurance in instalments. We will require an upfront deposit, which is normally equal to 2 months and then spread the rest of the payments over 10 months. For exact details of the payment amounts and their due dates, this is detailed in your Policy Schedule.

Am I covered to drive any type of car with OUTsurance comprehensive driving of other cars?

You are covered to drive any type of car as long as it does not exceed the value of €50,000.

Customer reviews

Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.

Watch Client testimonials

Click here for more reviews.

Customer Reviews

Why choose OUTsurance car insurance?

At OUTsurance, you always get something OUT. Take advantage of cashback on your Car Insurance premium, great service, value-for-money prices, and comprehensive car insurance protection.

Passion for service
Passion for service

We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From Car Insurance sales to Car Insurance claims and everything in between, we are a people business that’s here for you.

Value-for-money prices
Value-for-money prices

We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.

Cashback with OUTbonus
Cashback with OUTbonus

We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.

Efficient with claims
Efficient with claims

We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.

Decades of experience
Decades of experience

The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.

Irish-based company
Irish-based company

We are an Irish-Based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.

OUTbonus – get 10% cashback

The OUTbonus has landed. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy with OUTsurance claim-free for 3 years.* You always pay IN so why shouldn’t you always get something OUT! Terms & conditions apply.

Read more

How to get cheaper Comprehensive Car Insurance?

You can find a few simple tips below that could help reduce your car insurance price.

How to get cheaper Comprehensive Car Insurance?

You can find a few simple tips below that could help reduce your car insurance price.

Need further assistance?

Need further assistance?

OUTsurance in the media

We have featured in Irish media.

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*Your OUTbonus operates across all your policies with OUTsurance (with the same customer number). When you make a claim your OUTbonus is forfeited, and the three-year cycle starts again. However, certain claims like windscreen repair do not effect your OUTbonus. You need to remain a customer with OUTsurance for the entire OUTbonus period to receive your OUTbonus.