You always pay IN, so why shouldn’t you get something OUT! We'll reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your car insurance premium (less taxes and levies) back in cash when you hold your policy claim-free for 3 years. *Terms & conditions apply
OUTsurance offers you comprehensive peace of mind with extensive protection for you and your vehicle, ensuring you're covered in a wide range of situations. Comprehensive car insurance provides a greater level of protection than what is offered by third party fire & theft coverage. Designed to safeguard against the unexpected, this policy includes:
Plus
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Comprehensive
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Accidental damage
You are covered for sudden and unforeseen damage that happens to your car without your intent or foresight up to the market value of your car.
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| Broken/damaged glass |
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| Fire |
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| Theft or attempted theft |
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| Third-party property damage |
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| Third-party injury |
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| Towing and storage |
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| Fire brigade charges |
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| Replacement locks |
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| Personal items |
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| Medical expenses |
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| New for old car |
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| Temporary substitutions |
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| Driving of other cars |
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| Driving abroad |
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Click below for important documentation:
Car insurance policy booklet | Terms of Business | Car insurance IPID
Life can throw twists and turns at us that we didn’t expect. At OUTsurance, we offer a selection of optional extras tailored to provide extra protection alongside our Comprehensive Car Insurance.
Life can throw twists and turns at us that we didn’t expect. At OUTsurance, we offer a selection of optional extras tailored to provide extra protection alongside our Comprehensive Car Insurance.
Switching to OUTsurance could mean savings on your home and car insurance. Hear what OUTsurance customers are saying about their experience.
Watch Client testimonials
Click here for more reviews.
At OUTsurance, you always get something OUT. Take advantage of cashback on your Car Insurance premium, great service, value-for-money prices, and comprehensive car insurance protection.
We are passionate and honest about how we operate. We believe in offering a quality service experience at all times. From Car Insurance sales to Car Insurance claims and everything in between, we are a people business that’s here for you.
We understand that you need us most when things go wrong. That's why we're committed to making the claims process as quick and easy as possible.
We will reward your loyalty and claims record with a recurring cash payout that we call the OUTbonus. Get 10% of your insurance premiums (less taxes and levies) back in cash when you hold your policy claim-free for 3 years.* Read terms & conditions.
We take the time to learn about you and your unique car usage. We ask a number of questions to ensure we achieve a fair and accurately priced premium for your insurance needs.
We are an Irish-based insurance company located in Cherrywood, Dublin. Our call centre agents will support and assist you with getting the right level of insurance cover.
The OUTsurance Group has 25+ years of experience in business, building a trusted reputation in South Africa and Australia, placing customers at the centre of everything we do. Our insurance policies include an attractive range of features and benefits as standard, with optional covers to suit your needs. Learn more about the OUTsurance Group.
Yes, with OUTsurance's Comprehensive Car Insurance, we offer you coverage when driving other cars. This benefit is known as "Driving of Other Cars" (DOC) and provides third-party liability coverage, meaning it covers damage to third parties but not to the vehicle you're driving. Some terms and conditions apply to driving other cars such as, it must be an engine size of 2000cc or less and 150 kilowatt or less for electric vehicles. This also excludes cars that have been modified beyond the manufacturer’s standard specification. Please read our car insurance policy booklet for further terms and conditions. To enjoy full comprehensive coverage while driving other cars, OUTsurance offers an optional extra called "Comprehensive Driving of Other Cars."
You don’t need to have Comprehensive Car Insurance to drive your car. However, it provides the most extensive level of coverage, making it a popular choice for those who value full peace of mind.
Yes with OUTsurance we offer optional add-ons such as emergency roadside assistance, Comprehensive driving of other cars, courtesy car, and Comprehensive cover abroad.
In the event of an accident we only cover the liability to third parties, not damage to your vehicle; should you want or need cover for damages to your vehicle in the event of an accident, please visit Comprehensive Car Insurance.
Choosing the right cover depends on your vehicle’s value, your budget, and your personal preferences. If you want peace of mind in almost any scenario then comprehensive car insurance is the best choice for you. This covers you when an accident is your fault. Comprehensive Car Insurance is especially worth it if you have a new or high-value car as at OUTsurance we will pay out its market value if it's written off and it falls within the claim agreement.
Whereas Third-party Fire and Theft could be a good option for you if you are driving an older car and conscious of your budget. Third-party, fire and theft cover doesn't include accidental, windscreen or malicious damage to your car, but comes at a lower premium. It’s always worth getting both quotes before making your final decision and seeing what falls within your budget.
Comprehensive motor insurance covers:
Your cover automatically includes the OUTbonus. The OUTbonus gives you 10% of your premiums back after 3 claim-free years across all your policies with us.
Third party, Fire and Theft is our basic option and covers:
Comprehensive Car Insurance covers you when an accident is your fault. This is the most extensive coverage you can get, with the exception of our optional extra’s.
Comprehensive Car Insurance covers:
Your cover automatically includes the OUTbonus. The OUTbonus gives you 10% of your premiums back after 3 claim-free years across all your policies with us.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
You can find a few simple tips below that could help reduce your car insurance price.
Although there's an upfront outlay, paying annually tends to work out more cost-effective than paying in monthly instalments.
Alarms and immobilisers reduce theft risk. Parking your vehicle on a private driveway or locked car garage could assist in reducing your car insurance price.
In the market for a new car? Sports cars with large engines tend to cost more to insure. If you're due an upgrade, changing your car could help you to save on your car insurance premium.
Check the mileage you do is correct and that you haven't overestimated or underestimated it.
Ensure to shop around and compare car insurance quotes to get the best deal and the right cover at the right price.
Modifying your car can often mean more expensive repair costs so you could pay higher car insurance to cover this.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
We care about protecting what matters to you. Our contact centre is ready to take your call.
Visit our Contact Us page.
We will own the claims journey. You can trust us to help you get what you need when claiming.
Learn more about making a claim on our Claims page.
Looking to take the next step with your career?
Visit our Careers page to review open roles and apply.
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